Girls, the economy has slid into a recession, and the time has never been better for you to buy your own home. Do you think you cannot possibly qualify? Do you think your debt is too high and no lender would cover your mortgage? Think again. Forbes Magazine is one of the first to report this month that banks are finally starting to cut deals for homeowners. So many properties have been seized in foreclosures across the nation that they are stacking up and the banks need to get rid of them.

They are selling properties for much less than they are worth, taking the loss instead of keeping the foreclosed homes and risking losing even more. Officers are helping people qualify in record numbers, overlooking credit scores that would have denied a homeowner in the past, and requiring less money in down payments and closing costs than ever before. To purchase your own home, find a real estate agent who will work with you even if you have a lower credit score

Get your papers together and, with the agent’s help, submit an offer and see what happens. Work with the agent to gather more information if he needs it and follow his advice. Submitting an offer and seeing it through is easier than you think, and not as hard as it sounds if you have an agent who wants to make your offer a reality. He can help get it pushed through and accepted, and before you know it, you will own your own home.

Today’s economy is making it easy for you to buy your own home, but it might not be this way forever. Take advantage of it now. Do not wait for Mr. Right to provide you with a castle or that white picket fence. A woman who can manage her own money and buy her own home is much more attractive as a long term partner than one who cannot, so work on creating the life you want for yourself, and Mr. Right will come along. Owning your own home is the American Dream, and you can make that dream come tru